- Equipment Finance
- Car Loans
- Cash Flow Finance
- Trade Finance
- Small Business Loans
- Vendor Finance
- Finance Brokers
Our equipment finance covers a full range of specialist financial products that fit your individual business needs. Talk to our expert team to discuss which product is right for your commercial equipment finance requirements obligation free.
Operating Lease / Rental:
With an Operating Lease transaction, this is not recorded on the lessee’s balance sheet. The risk of ownership rests with the lessor, with the lessee accordingly enjoying the benefits of using the asset without the responsibility of ownership. An Operating Lease is essentially a rental, with the depreciation benefits accruing for the lessor
A Finance Lease is an agreement that covering most of the working lifespan of a business asset. The lease is based on the lessee guaranteeing the residual value of the leased asset at the end of its lease term. The lessee bears the responsibility of ownership for that asset , with the value of goods shown on the lessee’s balance sheet, minus depreciation.
Commercial Hire Purchase:
We can help your business with Commercial Hire Purchase. With commercial equipment finance option, ownership of the goods rests with the lender, but gives the borrower the opportunity to purchase the asset with a balloon payment at the end of the finance term. As with a Finance Lease, the asset appears on the lessee’s balance sheet minus depreciation.
A Chattel Mortgage is a similar arrangement to a hire purchase, but provides specific GST benefits. In certain circumstances, this can allow the entire GST proportion to be claimed in the first BAS period after purchase. A chattel mortgage loan structure can be customised in a similar way to a CHP or finance lease.
Revolving Credit Facility:
A revolving credit facility offers a no-obligation revolving credit line that may be renegotiated at any time. The revolving credit line is established to cater the needs of a customer over a time-frame of 6-12 months without the need for multiple application to be submitted.
Types of Equipment Finance: (including but not limited to)
For further information please call one of our loan consultants who can calculate payments using our equipment finance calculator.
Are you looking at buying a property or refinancing an existing loan? Do you need construction finance for a property development? Call today for a confidential chat:
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I had the pleasure of dealing with GCC Business Finance team when I recently purchased a vehicle. They were efficient, shopped around for a great rate and repayments, and even found a dealer error that saved me a significant amount of money.
Principal and Financial Planner
We have found the GCC Business Finance team to be professional, timely and passionate about getting the right outcome for us as clients. The finance approval process was well managed proactively and they made sure that the deal was approved and settled as fast as possible.
I have no hesitation in strongly recommending GCC Business Finance to anyone seeking finance
I made a call to Global Capital Commercial as I had a longstanding client needing finance to take advantage of a rare opportunity.The deal had many issues and complexities but they demonstrated experience and strong business acumen in dealing with complex transactions to assist get the deal done.
I do recommended Global Capital Commercial as they will work closely with you to make a deal happen.
Thanks again GCC, great outcome for all involved.