Chat with us, powered by LiveChat

No Financials? No Problem
Incredibly competitive rates

Low Doc Car Finance

Low Doc Car Loans

Low Doc Car Finance

Low Doc Car Loans

Fast, Competitive No Fuss Car Loans

We offer extremely competitively Low Doc Car Loans to Australian based business and ABN holders.

Low Doc Car Finance facilities are ideal for company borrowers who are looking for a no fuss solution to either purchase or refinance motor vehicles. Self-employed and small business owners can find the extensive paperwork involved in obtaining car finance problematic and may not qualify for a normal loan, as they might not have required documentation such as tax returns or accounts that banks request. The benefits of this type of loan include simpler repayment arrangements, long loan terms and fixed interest.

Low Doc Car Finance

Low Doc Car Loans

Our current rates are as competitive, if not cheaper, than most banks offerings with a simple, fast application process and which does not require you to produce your tax returns.

If your existing facility is about to expire we can refinance up to $350,000, instant approvals, with no financials required.

Product Specifications for low doc car loans:


Purchase of new or used motor vehicles – any age

Asset Type:

Cars and Light Commercial Vehicles such as utes, vans and small trucks

Facility Amount:

  • up to $150,000 per vehicle
  • up to $350,000 per replacement vehicle
  • up to $500,000 per customer


  • No Financials or tax returns required
  • 1 year in current business
  • Clear Credit History
  • At least one director to be a property owner

Low Doc Car Finance

Low Doc Car Loans

(note if no directors are property owners then either a 20% cash deposit or equivalent trade may be required)


Up to 5 years

Maximum Residual:

Up to 50%

Interest Rate:

Base Rate From 3.75% pa (as at 05/02/2020, for current rates contact GCC)

Acceptance Fee:

$385.00 (GST Included)

Low Doc Car Finance
Low Doc Car Loans

If you are looking at buying a new vehicle for your business or refinancing an existing facility contact us on 1300 011 311 to discuss a low doc car loan for your business, or you can apply online here>

Low Doc Car Finance
Low Doc Car Loans

Are you looking at buying a property or refinancing an existing loan? Do you need construction finance for a property development? Call today for a confidential chat:

1300 011 311

    Request a call back

    Our latest News

    August 23, 2019

    How to profit from the flex commission ban

    Is the recent ban on flex commissions for car loans a good thing for the lending industry? All thing

    Read more

    July 30, 2019

    Why should you choose construction business loans?

    The construction industry is one of Australia’s largest at the moment, meaning there’s plenty of

    Read more

    March 22, 2019

    How will the $3000 deduction cap impact small businesses?

    The announcement of a $3000 cap on tax management deductions made in May 2017 has been met with much

    Read more

    September 4, 2018

    Top 6 non-bank financing methods for startups

    All startups need some sort of funding. Money is crucial in helping to get the business off the grou

    Read more

    June 13, 2018

    Renewed focus on Australian transport infrastructure provides lucrative opportunities for real estate investors

    Australian real estate investors are gearing up for a lucrative few years thanks to the country’s

    Read more

    May 28, 2018

    Low doc car loans – fast cash for your transport needs

    How easy do you think it will be to finance your next company car or related works vehicle? Are you

    Read more

    May 15, 2018

    3 things you need to consider before buying a franchise

    Dreaming of owning your own business can be quite overwhelming. From coming up with an idea, to deve

    Read more

    May 10, 2018

    A beginner’s guide to cash flow financing: is it right for you?

    In recent years, cash flow financing has become a popular way for businesses to capitalise on opport

    Read more

    April 24, 2018

    5 steps to buy a small business the right way

    Knowing how to buy a small business is a skill that should not be underestimated. Far too many peopl

    Read more

    April 17, 2018

    How cash flow finance gives businesses a competitive advantage?

    In the world of business, there is one simple truth that always prevails: cash is king. Having good

    Read more

    What our clients say…